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Whether you shop at C&A regularly or need a flexible credit card option, this card offers multiple benefits, including C&A Pay, a modern QR code payment system for seamless transactions.

Disclaimer: You will be redirected to the official website.
Benefits of the C&A Card
- Exclusive Installments – Purchases at C&A can be split into up to 5 interest-free installments or up to 8 installments with reduced interest.
- Special Discounts – Exclusive promotions on selected products in C&A stores.
- Multiple Card Options – Choose between no-annual-fee private label or international versions with Visa, Mastercard, or Elo.
- C&A Pay – A QR code-based digital payment system that eliminates the need for a physical card.
- Partner Benefits – Access to Visa Vai de Visa, Mastercard Surpreenda, and Elo offers.
- Virtual Card for Online Shopping – Extra security for e-commerce transactions.
- International Acceptance – Use Visa, Mastercard, or Elo versions globally.
- Bradescard App Management – Track spending, check limits, and pay bills via mobile.
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Pros
- Special installment plans – Up to 5 interest-free installments at C&A.
- Exclusive store discounts – Save on selected C&A products.
- Annual fee exemption – Available for Private Label versions.
- International acceptance – Visa, Mastercard, and Elo versions are widely accepted.
- C&A Pay for contactless shopping – Secure payments without the need for a physical card.
- Access to partner programs – Enjoy discounts, promotions, and special deals.
Cons
- Annual fee applies to Visa, Mastercard, and Elo versions.
- Limited benefits outside C&A, making it less attractive for general spending.
- High-interest rates on non-C&A purchases.
- Initial credit limit may be low, subject to credit analysis.
about the card
The C&A Credit Card, issued by Bradescard, is specifically designed to enhance the shopping experience for customers of C&A stores. With multiple versions available, it caters to both exclusive in-store shoppers and those needing a more flexible credit solution.
Card Options
- Private Label – Can only be used at C&A stores, with no annual fee.
- Visa, Mastercard, and Elo versions – Allow spending at any retailer that accepts these brands, both nationally and internationally.
Why Choose the C&A Credit Card?
The C&A Credit Card is more than just a payment method—it’s a shopping tool that provides:
- Exclusive discounts for C&A customers.
- Extended installment plans for better financial flexibility.
- Digital payment solutions like C&A Pay for secure and convenient purchases.
- Comprehensive app management through Bradescard, ensuring users can track expenses and manage their accounts efficiently.
For loyal C&A customers, this card maximizes savings and enhances the shopping experience.
How to Apply for the c&A card
APPLICATION REQUIREMENTS
- Must be at least 18 years old.
- Have a valid CPF (Brazilian taxpayer ID).
- Provide proof of income (varies based on the card type).
- Have a clean credit record (no restrictions in SPC/Serasa).
- Pass the Bradescard credit evaluation.
APPLICATION PROCESS
1️⃣ APPLYING IN C&A STORES
- Visit any C&A store and go to the customer service counter.
- Provide the following documents:
- Valid ID (RG or CNH)
- CPF (Brazilian taxpayer ID)
- Proof of residence (e.g., utility bill)
- Proof of income
- Fill out the application form and wait for credit analysis.
- If approved, the card is issued immediately and can be used the same day.
2️⃣ APPLYING ONLINE
- Visit the official C&A Credit Card website.
- Fill out the online application form with personal and financial details.
- Submit required documents digitally.
- Wait for credit analysis and approval by Bradescard.
- If approved, the card is mailed to your registered address.
Tip: Track your application status through the Bradescard app.
Disclaimer: You will be redirected to the official website.
EXCLUSIVE CARD BENEFITS
Benefit | Details |
---|---|
Special Installment Plans | Up to 5x interest-free or 8x with reduced interest |
Exclusive Store Discounts | Savings on selected products |
C&A Pay | Contactless QR code payments |
Seasonal Promotions | Extra discounts during sales events |
Partner Benefits | Offers from Visa, Mastercard, and Elo |
These benefits maximize shopping convenience for C&A customers.
C&A PAY: DIGITAL PAYMENT WITHOUT A CARD
C&A Pay is a QR code-based digital payment method, allowing purchases without the need for a physical card.
HOW TO USE C&A PAY
- Shop as usual at any C&A store.
- At checkout, choose C&A Pay as the payment method.
- A QR code will appear on the cashier’s screen.
- Scan the QR code using the Bradescard app.
- Confirm the transaction—the purchase is charged to your C&A Credit Card.
BENEFITS OF C&A PAY
- Convenience – No need to carry a physical card.
- Speed – Faster checkout experience.
- Security – Encrypted transactions for fraud protection.
- Integration – Charges appear directly on the C&A Credit Card bill.
How to Improve Your Credit Score to Get Approved for the c&A CARd
A higher credit score increases approval chances and can lead to higher spending limits. Follow these key strategies:
- Always pay your bills on time – Avoid late payments to maintain a good score.
- Keep credit utilization below 30 percent – Using too much credit signals financial instability.
- Limit new credit applications – Too many inquiries can lower your score.
- Maintain older accounts – Longer credit history improves your profile.
- Update financial records – Ensure banks have your latest income details.
- Monitor your score regularly – Use Serasa, Boa Vista, or SPC to track progress.
By following these practices, you improve your creditworthiness and financial stability.
FINAL CONSIDERATIONS
The C&A Credit Card is a top choice for frequent C&A shoppers, offering exclusive discounts, special installment plans, and digital payment innovations.
With the C&A Pay system, users enjoy a secure, seamless shopping experience without needing a physical card. The Bradescard app ensures full control over spending, while partner benefits from Visa, Mastercard, and Elo enhance the card’s value.
However, those who do not shop frequently at C&A may find the card’s benefits limited. The annual fee on international versions and high interest rates on non-C&A purchases make it less attractive for everyday spending outside the store.
For C&A loyalists, the exclusive store discounts and installment plans make this card a highly rewarding option. If you frequently shop at C&A and want financial flexibility, the C&A Credit Card is an excellent choice.