Anúncios
With it, customers have full control over their spending, limits, and bills intuitively, along with exclusive benefits such as cashback and a rewards program.
Disclaimer: You will be redirected to the official website.
Benefits of the Nubank card
- No annual fee – no extra costs for card maintenance.
- Cashback on Ultravioleta – 1% cashback on all purchases with automatic earnings.
- Nubank Rewards Program – earn points and redeem them for bill discounts.
- Full control via the app – adjust limits, make payments, and check transactions in real-time.
- Mastercard benefits – the Ultravioleta version includes Black category perks.
- Contactless payments (NFC) – enhanced security and faster transactions.
- Efficient customer support – 24/7 support directly through the app, hassle-free.
Watch the Video
Pros
- No annual fee for the standard version
- Cashback on the Ultravioleta version
- Comprehensive app for financial management
- Rewards program with non-expiring points
- Exclusive benefits for Mastercard Black customers
Cons
- Fee for credit withdrawals
- Ultravioleta annual fee (R$ 49/month) unless exemption criteria are met
- Credit function depends on approval and may not be granted to all applicants
about the card
The Nubank Card is one of the most popular credit cards in Brazil, known for its no annual fee, transparency, and 100% digital management through the Nubank app.
Nicknamed the “little purple card,” it has transformed the Brazilian financial market by making credit more accessible and eliminating unnecessary bureaucracy. Unlike traditional banks, Nubank offers a straightforward application process, real-time spending control, and no hidden fees.
With its dual functionality, users can access both credit and debit options (subject to approval), making it a versatile choice for managing everyday expenses.
The Ultravioleta version further enhances the experience, offering cashback, exclusive Mastercard Black benefits, and a premium metal card design.
Whether you’re looking for a basic credit card with no annual fees or a high-end option with extra perks, Nubank provides a flexible solution tailored to different financial needs.
How to Apply for the nubank card
Applying for the Nubank Card is entirely digital and can be done through the app.
Requirements
- Be 18 years or older
- Have a valid CPF
- Pass a credit analysis (for the credit function)
Step-by-Step
- Download the Nubank app and create an account.
- Fill out your personal details in the application form.
- Wait for the credit analysis for the credit function.
- If approved, receive your physical card and activate it via the app.
Track your application status directly in the Nubank app.
Disclaimer: You will be redirected to the official website.
nUBANK CARD OPTIONS
The Nubank Card is available in two versions, catering to different customer profiles.
Standard Nubank Card
The traditional model, ideal for those looking for a no-annual-fee card with daily convenience.
- No annual fee
- Credit and debit function (subject to approval)
- Financial control via the app
- Contactless payment (NFC)
Nubank Ultravioleta Card
The premium version, designed for those who want exclusive benefits and cashback.
- 1% cashback on all purchases, earning 200% of CDI
- Mastercard Black benefits, such as travel insurance and VIP lounge access
- Exclusive metallic design
- Annual fee: R$ 49/month, waived for customers with R$ 5,000+ in monthly spending or R$ 150,000 invested in Nubank
FEES & CHARGES: WHAT YOU NEED TO KNOW
Check the main fees applied to the Nubank Card:
| Fee Type | Amount |
|---|---|
| Annual Fee | None (Standard) / R$ 49/month (Ultravioleta, with exemption for eligible customers) |
| Late Payment Interest | From 13.75% per month |
| Bill Installments | Variable rate according to contract |
| Credit Withdrawals | Fee charged based on Banco24Horas network |
To avoid interest charges, always pay your bill on time and use credit responsibly.
TRANSPARENCY AND FINANCIAL CONTROL
The Nubank Card stands out for its transparent policies and financial management features. With no hidden fees and full control via the app, you can track your spending, bills, and transactions in real-time, avoiding unpleasant surprises.
Additionally, the Ultravioleta cashback program and non-expiring points in Nubank Rewards make the experience even more rewarding.
If you’re looking for a reliable, digital, and cost-effective card, the Nubank Card may be the perfect choice for your finances.
How to Improve Your Credit Score to Get Approved for the NUBANK CREDIT CARd
To increase your approval chances and secure a higher credit limit, follow these tips:
- Always pay your bills on time – late payments lower your score.
- Use no more than 30% of your credit limit – responsible usage can help increase your limit.
- Avoid applying for multiple cards at once – too many inquiries can lower your score.
- Keep your information updated in Nubank – this facilitates credit analysis.
By practicing good financial habits, you can boost your credit score and unlock better benefits with your Nubank Card.
FINAL CONSIDERATIONS
The Nubank Card is an excellent choice for those who want a modern credit card with no bureaucracy and full control via the app.
The standard version is ideal for users looking for a no-annual-fee card with no hidden charges, while the Ultravioleta offers premium benefits like cashback and Mastercard Black perks.
Additionally, the Nubank Rewards and Nubank+ further enhance benefits for frequent users, offering rewards and access to exclusive services.
With 100% digital management, fast customer service, and transparent policies, the Nubank Card has become one of the best options on the market, making it perfect for those who value convenience, savings, and innovation.
If you’re looking for a reliable card with real benefits, the Nubank Card could be the perfect choice for you.