All About the C&A Card

The C&A Credit Card is designed for shoppers looking for exclusive discounts, special installment plans, and digital payment solutions.

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Whether you shop at C&A regularly or need a flexible credit card option, this card offers multiple benefits, including C&A Pay, a modern QR code payment system for seamless transactions.


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Disclaimer: You will be redirected to the official website.


  • Exclusive Installments – Purchases at C&A can be split into up to 5 interest-free installments or up to 8 installments with reduced interest.
  • Special Discounts – Exclusive promotions on selected products in C&A stores.
  • Multiple Card Options – Choose between no-annual-fee private label or international versions with Visa, Mastercard, or Elo.
  • C&A Pay – A QR code-based digital payment system that eliminates the need for a physical card.
  • Partner Benefits – Access to Visa Vai de Visa, Mastercard Surpreenda, and Elo offers.
  • Virtual Card for Online Shopping – Extra security for e-commerce transactions.
  • International Acceptance – Use Visa, Mastercard, or Elo versions globally.
  • Bradescard App ManagementTrack spending, check limits, and pay bills via mobile.



The C&A Credit Card, issued by Bradescard, is specifically designed to enhance the shopping experience for customers of C&A stores. With multiple versions available, it caters to both exclusive in-store shoppers and those needing a more flexible credit solution.

Card Options
  • Private Label – Can only be used at C&A stores, with no annual fee.
  • Visa, Mastercard, and Elo versions – Allow spending at any retailer that accepts these brands, both nationally and internationally.
Why Choose the C&A Credit Card?

The C&A Credit Card is more than just a payment method—it’s a shopping tool that provides:

  • Exclusive discounts for C&A customers.
  • Extended installment plans for better financial flexibility.
  • Digital payment solutions like C&A Pay for secure and convenient purchases.
  • Comprehensive app management through Bradescard, ensuring users can track expenses and manage their accounts efficiently.

For loyal C&A customers, this card maximizes savings and enhances the shopping experience.


APPLICATION REQUIREMENTS
  • Must be at least 18 years old.
  • Have a valid CPF (Brazilian taxpayer ID).
  • Provide proof of income (varies based on the card type).
  • Have a clean credit record (no restrictions in SPC/Serasa).
  • Pass the Bradescard credit evaluation.
APPLICATION PROCESS
1️⃣ APPLYING IN C&A STORES
  • Visit any C&A store and go to the customer service counter.
  • Provide the following documents:
    • Valid ID (RG or CNH)
    • CPF (Brazilian taxpayer ID)
    • Proof of residence (e.g., utility bill)
    • Proof of income
  • Fill out the application form and wait for credit analysis.
  • If approved, the card is issued immediately and can be used the same day.
2️⃣ APPLYING ONLINE
  • Visit the official C&A Credit Card website.
  • Fill out the online application form with personal and financial details.
  • Submit required documents digitally.
  • Wait for credit analysis and approval by Bradescard.
  • If approved, the card is mailed to your registered address.

Tip: Track your application status through the Bradescard app.

Disclaimer: You will be redirected to the official website.


BenefitDetails
Special Installment PlansUp to 5x interest-free or 8x with reduced interest
Exclusive Store DiscountsSavings on selected products
C&A PayContactless QR code payments
Seasonal PromotionsExtra discounts during sales events
Partner BenefitsOffers from Visa, Mastercard, and Elo

These benefits maximize shopping convenience for C&A customers.


C&A Pay is a QR code-based digital payment method, allowing purchases without the need for a physical card.

HOW TO USE C&A PAY
  1. Shop as usual at any C&A store.
  2. At checkout, choose C&A Pay as the payment method.
  3. A QR code will appear on the cashier’s screen.
  4. Scan the QR code using the Bradescard app.
  5. Confirm the transaction—the purchase is charged to your C&A Credit Card.
BENEFITS OF C&A PAY
  • Convenience – No need to carry a physical card.
  • Speed – Faster checkout experience.
  • Security – Encrypted transactions for fraud protection.
  • Integration – Charges appear directly on the C&A Credit Card bill.

A higher credit score increases approval chances and can lead to higher spending limits. Follow these key strategies:

  • Always pay your bills on time – Avoid late payments to maintain a good score.
  • Keep credit utilization below 30 percent – Using too much credit signals financial instability.
  • Limit new credit applications – Too many inquiries can lower your score.
  • Maintain older accounts – Longer credit history improves your profile.
  • Update financial records – Ensure banks have your latest income details.
  • Monitor your score regularly – Use Serasa, Boa Vista, or SPC to track progress.

By following these practices, you improve your creditworthiness and financial stability.


The C&A Credit Card is a top choice for frequent C&A shoppers, offering exclusive discounts, special installment plans, and digital payment innovations.

With the C&A Pay system, users enjoy a secure, seamless shopping experience without needing a physical card. The Bradescard app ensures full control over spending, while partner benefits from Visa, Mastercard, and Elo enhance the card’s value.

However, those who do not shop frequently at C&A may find the card’s benefits limited. The annual fee on international versions and high interest rates on non-C&A purchases make it less attractive for everyday spending outside the store.

For C&A loyalists, the exclusive store discounts and installment plans make this card a highly rewarding option. If you frequently shop at C&A and want financial flexibility, the C&A Credit Card is an excellent choice.


Yes, for Visa, Mastercard, and Elo versions. The Private Label version has no fee.

The Private Label version works only at C&A, while Visa, Mastercard, and Elo can be used anywhere.

No, but it offers exclusive store discounts.

Consistent usage and timely payments can qualify you for a limit increase.

A digital payment method that lets users pay via QR code, eliminating the need for a physical card.

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