The Amex Blue Cash Preferred® Card from American Express is a standout choice for anyone seeking to make the most of their everyday purchases.

With industry-leading 6% cashback on U.S. supermarket purchases and select streaming services, this card is designed to reward you where you spend the most.

Whether you’re stocking up on groceries, filling your car with gas, or paying for your favorite entertainment subscriptions, the Blue Cash Preferred® Card delivers significant savings with every swipe.

In addition to its lucrative rewards, the card offers practical benefits like purchase protection, extended warranties, and a generous $250 welcome bonus.

With no annual fee for the first year (then $95), it’s an excellent choice for families, commuters, and entertainment lovers alike. If you’re ready to transform your everyday spending into extraordinary savings, the Amex Blue Cash Preferred® Card is your perfect match.

About the Amex Blue Cash Preferred® Card

The Blue Cash Preferred® Card stands out in the cashback credit card market, offering some of the highest rewards rates in its category.

Designed with families and regular shoppers in mind, it rewards cardholders with 6% cashback at U.S. supermarkets (up to $6,000 annually, then 1%) and on select streaming subscriptions, along with 3% cashback on transit and gas purchases.

This card is ideal for anyone who spends heavily on groceries and streaming services while also looking for travel-friendly benefits and purchase protections.

With a $0 introductory annual fee for the first year (then $95), the cashback potential can easily offset the cost for most users. Add in additional perks like a Disney Bundle credit and access to Amex’s renowned customer service, and this card becomes a top-tier choice.

Key Features of the Amex Blue Cash Preferred® Card

1. Cashback Rewards

• 6% Cashback:
  • On purchases at U.S. supermarkets, up to $6,000 per year (then 1%).
  • On select U.S. streaming services, including popular platforms like Netflix, Hulu, Disney+, and Spotify.
• 3% Cashback:
  • At U.S. gas stations.
  • On transit expenses, including rideshares, parking, tolls, buses, and trains.
• 1% Cashback:
  • On all other purchases.

2. Welcome Bonus

• $250 Statement Credit: Earn a $250 statement credit after spending $3,000 on purchases within the first six months.

3. Introductory APR Offer

• 0% Introductory APR:
  • On purchases and balance transfers for 12 months.
  • After the introductory period, a variable APR of 18.49% to 29.49% applies based on creditworthiness.

4. Annual Fee

• $0 for the First Year:
  • Pay no annual fee for the first 12 months.
  • After the first year, a $95 annual fee applies.

Additional Benefits

Disney Bundle Credit

• Receive a $7 monthly statement credit (up to $84 annually) when you use your card to pay for the Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.

Purchase Protection

• Covers eligible items against damage or theft within 90 days of purchase, up to $1,000 per calendar year.

Extended Warranty

• Adds one additional year to eligible U.S. manufacturer’s warranties of five years or less.

Global Assist® Hotline

• Provides 24/7 emergency assistance for medical, legal, or travel-related issues when traveling more than 100 miles from home.

Contactless and Virtual Card Options

• Use contactless payments for convenience and generate virtual card numbers for safer online shopping.

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Pros and Cons

Who Should Consider the Amex Blue Cash Preferred® Card?

The Amex Blue Cash Preferred® Card is ideal for:

Families: Those who spend significantly on groceries and gas can maximize rewards.

Entertainment Enthusiasts: Individuals with multiple streaming subscriptions benefit from 6% cashback.

Commuters: Rideshare and transit users can earn 3% cashback on transportation expenses.

Everyday Spenders: Anyone looking for high cashback potential and practical benefits.

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How to Apply for the Amex Blue Cash Preferred® Card

Applying for the Amex Blue Cash Preferred® Card is quick and straightforward:

1. Check Your Credit Score: A good to excellent credit score (typically 670 or higher) is recommended.
2. Visit American Express’s Website: Go to the official Amex Blue Cash Preferred® page.
3. Complete the Application: Provide your personal, financial, and employment information.
4. Submit Your Application: Approval decisions are often instant, allowing you to start using your card immediately upon approval.

You will be redirected to another site.

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Strategies to Maximize the Amex Blue Cash Preferred® Card

Focus on Bonus Categories: Use the card for groceries, streaming services, gas, and transit to earn the highest rewards.

Leverage the Welcome Bonus: Plan to meet the $3,000 spending requirement within the first six months to unlock the $250 statement credit.

Redeem Rewards Strategically: Use cashback for statement credits or direct deposits to offset expenses.

Use the Disney Bundle Credit: If you subscribe to Disney+, Hulu, and ESPN+, enroll in this benefit to save $7 monthly.

Monitor Grocery Spending: Keep track of your grocery purchases to maximize the 6% cashback within the $6,000 annual cap.

Conclusion

The Amex Blue Cash Preferred® Card is a powerhouse cashback card for individuals and families who want to maximize rewards on essential spending. With unmatched 6% cashback on groceries and streaming services, 3% cashback on gas and transit, and additional perks like purchase protection and travel assistance, it delivers exceptional value year-round.

While the $95 annual fee after the first year may give some pause, the rewards and benefits easily offset the cost for those with substantial spending in the bonus categories. If you’re looking for a credit card that aligns with your lifestyle and enhances your everyday purchases, the Amex Blue Cash Preferred® Card is an excellent choice.

Read more: Capital One SavorOne Rewards: A Comprehensive Review

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FAQ

What is the Amex Blue Cash Preferred® Card?

The Amex Blue Cash Preferred® Card is a cashback rewards credit card offering some of the highest rates in the market. It provides 6% cashback at U.S. supermarkets (on up to $6,000 annually), 6% cashback on select streaming services, 3% cashback on gas and transit, and 1% on all other purchases.

How does the $250 welcome bonus work?

New cardholders can earn a $250 statement credit after spending $3,000 on purchases within the first six months of account opening. This bonus is applied directly to your account as a credit and does not expire.

Are there any fees associated with the card?

• Annual Fee: $0 for the first year, then $95 annually.
• Balance Transfer Fee: $5 or 3% of the transferred amount, whichever is greater.
• Late Payment Fee: Up to $40.

Are groceries at superstores like Walmart® and Target® eligible for the 6% cashback?

No, purchases made at superstores or warehouse clubs are not eligible for the 6% cashback at U.S. supermarkets. Only grocery stores qualify for this rate.

Can I redeem cashback for any amount?

Yes, cashback rewards can be redeemed as statement credits, and there is no minimum redemption requirement. You can also use rewards for gift cards, shopping, or other options available through the American Express Membership Rewards® portal.

Is the card suitable for travel?

While the Amex Blue Cash Preferred® Card is not a dedicated travel card, it includes travel-related benefits such as the Global Assist® Hotline, car rental insurance, and no foreign transaction fees.

How does the Disney Bundle Credit work?

Cardholders can receive a $7 monthly statement credit (up to $84 annually) when they use the card to pay for a subscription to the Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment is required to activate this benefit.